Commercial property insurance can pay for business property that is stolen, damaged or destroyed. That property typically includes:
- Your building usually means the structure, but it can include permanently installed fixtures, machinery, and equipment
- Contents of your building includes items that can be easily taken out, such as inventory, office equipment, and supplies
- Other people’s property includes items that are left in your care, custody, or control
Most property insurance pays when your belongings are damaged by common problems such as fire, theft, or windstorms. However, other things that cause property damage (floods and earthquakes) are often excluded. You’ll also want to consider coverage for business income loss. We will make sure you are properly covered, or at the very least, that you understand your risk.